Category: Uncategorized

Should I get all my pensions in one place?

Keeping track of your retirement savings is not always easy

Are you worried about losing touch with your pension savings provider? Increasingly, with more people changing jobs multiple times before retirement, it can be easy to lose track of your hard-earned savings. By taking a few simple precautions, you can help ensure that your savings are always accessible and secure.

What are my pension pot options?

How to use your defined contribution pension pot

Are you nearing retirement age and wondering how to best manage your retirement income? Changes to regulations now provide you with greater flexibility and choice when it comes to accessing your defined contribution pension.

Don’t let retirement catch you off guard

Make sure you have a comfortable and secure retirement for the years ahead

Retirement has evolved beyond the traditional image of stopping work completely at 60 for women and 65 for men. With many people choosing to work part-time or continue working later in life, it could be an opportunity to explore new interests or start your own business.

Financial jargon

7 out of 10 adults are puzzled by financial matters lingo

Being informed about financial matters is essential to making sound decisions and staying in control of your money. Unfortunately, many people feel confused by the jargon used in financial discussions and services.

Goals don’t just happen, you have to plan for them

How professional financial advice benefits both you and your family

When it comes to managing your finances, the wealth of resources now available can make it easy to try and go it alone. However, obtaining the right advice from a qualified professional financial adviser will ensure you are able to plan ahead by including expectations for items such as inflation, market declines and your protection requirements, so you can stay on track.

Rising prices can wipe years off retirement pots

How to protect your pension income against inflationary pressures

For anyone feeling the effects of rising inflation rates, it’s important to ensure that your retirement fund isn’t significantly impacted. While this can be challenging in such an uncertain economic climate, there are measures you can take to ensure that your savings don’t suffer.

Giving retirement a second thought?

Over a third of OVER-55s think they will work beyond their state pension age

We are witnessing a surge in the number of people giving retirement a second thought due to inflation rates and the cost of living crisis. Not only are more individuals looking to work beyond their State Pension age, but some are returning to employment after retiring due to increasing financial pressures.

Wealth succession

Making the right preparation for future generations

Financial planning can be a daunting and uncomfortable conversation for many, but thankfully attitudes towards talking about money are changing. Wealth succession should be an integral part of your financial plan as early as possible – because the right preparation now can have positive long-term impacts on future generations.

Show me the money

Britons not researching their investments because it’s ‘time consuming’ and ‘complicated’

A new survey conducted by the Financial Services Compensation Scheme (FSCS) and the Financial Conduct Authority (FCA) reveals that 44% of UK adults who hold investments of between £100 and £50,000 wish they had spent more time researching their investment before making a decision[1]. However, this task is commonly neglected due to its perceived complexity – it ranked much lower than other tasks like choosing a holiday, buying a house and checking social media.

Critical illness cover, your questions answered

Protecting against the financial impact that a serious illness can cause

People are increasingly becoming more concerned about the possibility of being affected by a critical illness such as cancer, stroke or heart attack, according to new research findings[1]. This is reflected in the fact that searches for ‘critical illness insurance’ have skyrocketed, with, on average, 6,800 people searching for ‘critical illness cover’ every month, mostly asked on Google.